Retire SMART

Is This You?

The Social Security Timing Trap

Most people claim Social Security at the wrong time and permanently reduce their benefit for the rest of their life. A few simple decisions made at the right moment can mean tens of thousands more in your pocket.

Watch this short message from David Brooks, President of Retire Smart, before requesting your complimentary analysis

54%

more in net take-home Social Security benefit simply by understanding when and how to draw

8%

guaranteed increase in your benefit for every year you delay past your full retirement age

Do you know the right age to turn on your Social Security?

Request a Complimentary Call

Fill out the short form below and tell us a little about your situation. If it looks like a good fit, one of our team members will schedule a complimentary 15-minute call with you. No pressure, no obligation.

Does Any of This Sound Like You?

  • You are approaching retirement and not sure when to start drawing Social Security
  • You have seen conflicting advice online and do not know who or what to trust
  • You are married and unsure whose benefit to draw first or how the survivor benefit works
  • You have IRAs or 401Ks that will eventually force distributions and you are not sure how that affects your Social Security taxes
  • You want to know if you can receive Social Security 100% tax-free and what it would take to get there

Meet David Brooks

David Brooks

David Brooks

President | Retire Smart

David Brooks is the president of Retire Smart and has spent his career helping pre-retirees and retirees make smarter decisions about Social Security, taxes, and retirement income. He hosts the Retire Smart radio and TV programs and is passionate about helping people keep more of what they have earned.